Trauma / Recovery Insurance.

This type of policy is designed to assist with medical expenses associated with the trauma and other costs you may have to pay.

It can also provide the funding to pay off any debt and provide a lump sum to cover the shortfall with income protection as you can only insure a maximum of 75% of you income.

Some of the trauma /critical illnesses covered include, Heart Attack, Cancer, Blindness, Deafness, Major brain surgery, Major burns, Major organ transplant, Multiple Sclerosis, Muscular Dystrophy, Parkinson’s Disease, Paralysis, Stroke etc.

The complete list of trauma’s covered is available in all product disclosure statements that are provided by the insurance companies

The premiums for this type of policy are not generally tax deductible and the lump sum benefit paid is normally tax free.

Features, benefits and price of insurance have gone through considerable change in recent years .There Are also tax and legislative changes that make a regular insurance review even more important Contact us to see how you could benefit from an obligation free review.